Legal notice

In compliance with Spain’s Information Society and E-commerce Services Act 34/2002 (“LSSICE”) of 11 July, UNESPA (the Spanish Association of Insurers) herby notifies that:

In compliance with Spain’s Information Society and E-commerce Services Act 34/2002 (“LSSICE”) of 11 July, UNESPA (the Spanish Association of Insurers) herby notifies that:Its business name is UNIÓN ESPAÑOLA DE ENTIDADES ASEGURADORAS Y REASEGURADORAS (hereinafter “UNESPA”) with registered business address at Calle Núñez de Balboa 101 in Madrid (Spain), and company number G28532919. You can also call us on: +34 91 745 15 30.

These general terms and conditions govern access and use of the website (“the Website”), which UNESPA makes available to internet users at no charge.

Access to the site implies full acceptance of these terms and conditions, notwithstanding the general or specific terms and conditions envisaged for certain and specific services, mere use of which shall be taken to mean that they are accepted.

The website is owned exclusively by the Spanish Association of Insurers (UNESPA).

The design of the website and its source code along with any logos, trademarks and other distinctive marks that appear within it, belong to the Spanish Association of Insurers (UNESPA) and are protected by the corresponding intellectual and industrial property rights.

It is prohibited to change, copy, reuse, exploit, reproduce, publicly communicate, make second or subsequent publications, upload files, send by mail, transmit, use, handle or distribute in any way all or part of the content included in this website for public or commercial purposes without UNESPA’s express authorisation in writing.

Access to the website or its use by users may not be considered in any way a granting of usage license or right over any asset held or owned by UNESPA.

UNESPA is not responsible for the legality of any other third-party websites that may be accessed from its website. Nor does UNESPA assume responsibility for any content produced by third parties or any content that may be included in websites that are accessed via hyperlinks contained in this website.

Equally, UNESPA shall not be responsible for third parties’ use of the information published in the website, or for any damages or economic losses that directly or indirectly lead to or could lead to economic, material or data-related losses, caused as a result of using such information.Should any user, customer or third party deem that the content or services provided via linked pages are unlawful or infringe the assets or rights of the user or any third party that may have a right to compensation and, in particular, consist of:

  • Activities or content that may be considered criminal under Spanish criminal law.
  • Activities or content that violate intellectual or industrial property rights.
  • Activities or content that jeopardise public order, criminal investigations, public security and the national defence.
  • Activities or content that jeopardise the protection of public health, respect for individuals’ dignity and the principle of non-discrimination, and the protection of health and children.

Then the user must contact UNESPA so that its administrators can initiate the appropriate procedure to solve the issue(s) in question.

The website does not provide exhaustive, complete, accurate or up-to-date information.

Nor does it offer professional, technical or legal advice. For this reason, any user enquiries should be directed to a duly qualified professional able to advise on the basis of an understanding and analysis of the particular circumstances of the user’s case.

UNESPA does not guarantee there will be no interruptions or errors in accessing the Website or its content, nor that it is kept up to date. However, provided there are no reasons why it should be impossible or difficult to do so, UNESPA does undertake to carry out any tasks aimed at correcting errors, restoring communication and updating content as soon as it is made aware of such errors, disconnection or out-of-date content.

UNESPA is not responsible for any security errors that may occur, or for any damage that may be caused to the user’s computer system (hardware and software), or any files or documents stored on that system arising from:

  • A virus on the user’s computer that is used for connecting to the Website services and content;
  • Browser malfunction;
  • Use of non-updated versions of the browser.

Users of this website undertake to use it in accordance with the law, and undertake to be liable to UNESPA or third parties for any damages and losses that may arise as a result of breaching said obligation.

UNESPA reserves the right to modify or update the content contained in the Website as well as its configuration, design and terms and conditions governing access, at any time and without the need to give prior notice.

For any dispute arising from the use of this website, UNESPA and the user, submit to the courts and tribunals of the city of Madrid (Spain), expressly waiving any other jurisdiction.